Mortgage Overpayment Calculator

If you are thinking about making overpayments on your mortgage to reduce the amount outstanding to the lender you can save yourself money by paying less interest and you can pay off your mortgage quicker. Use our calculator to work out how much money you could save and how quickly you could get your mortgage paid off by entering different overpayment values.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.

Please be aware that you may have to pay an early repayment charge if you remortgage or make an overpayment.

Make an appointment to receive mortgage advice suitable for your needs and circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage


Enter Details
Loan amount: GBP
Annual interest rate: %
Loan term: years
Start date of mortgage:
Additional payment amount: GBP
Number of times you will make
the additional payment per year:
Start date of additional payments: